Traveling? European Health Insurance Card
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Holidays season is near and sometimes people travel. This is why it is important to know which are your rights to healthcare on the country you are visiting and that you can be covered in the European Union with the European Health Insurance Card.
A valid European Health Insurance Card (EHIC) gives card holders the right to access state-provided healthcare on temporary stays in other European Economic Area (EEA) countries or Switzerland. Treatment should be provided on the same basis as it would be to a resident of that country and is provided either at reduced cost or, in many cases, for free. The EHIC covers treatment that is medically necessary until the card holder returns home. This includes treatments for pre-existing medical conditions.
The EHIC is not an alternative to travel insurance. It is important to have both an EHIC and a valid private travel insurance policy in place before you travel.
Entitlement to an EHIC (in all EEA countries) is based on insurability under EU law, and not on a person's nationality. The UK operates a residency-based healthcare system which means that insurability in the UK is generally determined by residency and not by the past or present payment of National Insurance contributions or UK taxes.
If you are ordinarily resident and work in the UK, or if you are ordinarily resident in the UK and do not work, then it is likely that you will be considered to be insured by the UK under EU law and will be entitled to a UK EHIC.
If you are:
- a pensioner in a different country to that which pays your state pension
- a student studying elsewhere in the EEA
- a student coming to study in the UK
- a worker posted abroad by your UK employer
- a person who lives in one country but works in another
- a person who lives in more than one country
- a person who works in more than one country
- non EEA or Swiss national
please read Access to Healthcare Abroad or contact the enquiry line on 0300 330 1350 to determine your eligibility for an EHIC.
If you are not eligible for a UK EHIC you may be eligible for an EHIC issued by another EEA country or Switzerland in which you are insured.
If you want to ask for this card or know more go to this site: https://www.ehic.org.uk/Internet/startApplication.do
Has anyone asked for this card? Which have been your experiences abroad?
Thanks for sharing!
I have used the EHIC card on two occasions both easy and simple. Once in Spain whereby I had injured my leg whilst scuba diving. I was treated for five days and upon the treatment ending I paid the fee asked. This sum of money was paid back to me on my return to U.K. On the second occasion I was touring France by car.During the night of the third day I was woken with a raging headache. A doctor was called but because the hotel owner could not be woken,the doctor called the fire brigade and the police. The big drama of the doctor gaining access to the hotel via the roof of the foyer was quite spectacular. He treated me for my raging headache then left with all the fire department and police. My late wife had paid the doctor 33 euros for this treatment which she claimed back from the French Social security the following day. Needless to say the hotel owner upon waking in the morning ordered us to leave for causing a commotion!!!.
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I have used EHIC card on one occasion in Spain where I fell ans sprained my foot I was x-Rayed and my leg bandaged for 1 week. I was not charged but the hospital did not like the idea that i was not claiming it on my private travel insurance, so that they could claim it back but on EHIC card.
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On grounds of my very ill health, I wish to terminate my membership with Carenity. Thank you all for all the support from everyone and wish you all good luckk
Does anyone know what the effect that Brexit could have on our EHC? Another benefit gone I would think
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